Understanding Title Companies

People often ask, “What does a title company do and why do I need one?”                       

A title company makes it possible for a homeowner to pass ownership (title) to a new owner. Buying a home is easily the largest single purchase a person will make in their lifetime, so it is crucial that no title surprises lurk behind the scenes. To protect the buyer, a title professional will search the public records for any problems with the home’s title. This search typically involves a review of land records going back many years. More than a third of all title