Page 102 - issue
P. 102
case, CardCash will refund your money recently bought a $100 computer can get the lower cash price when you
within the 45 days. After that, you are monitor from Best Buy with a gift card use a gift card, giving you additional
taking a risk. priced at 5%. That means I paid $95 savings. (The 45-day limit on the card
for a $100 gift card, saving $5 on the guarantee makes gift cards ideal for
What are the discounts? As I write, monitor. And it took me only one gas and other items you consume reg-
I can buy cards for the following dis- minute. ularly.)
counts: AutoZone, 24%; Bed Bath and
Beyond, 7.4%; BP, 1%, Coffee Bean (like How do you keep track of what you Like other merchants, the gift card
Starbucks but with a hechsher), 17.3%; own? I strongly recommend keeping a companies sometimes have sales,
Dunkin’ Donuts, 7.75%; Home Depot, spreadsheet of cards you have bought. where you receive greater discounts on
5%; Joseph A. Bank, 15.6%; and LL Have columns for a) date of purchase; certain cards for a few days. I saw a
Bean, 13.75%. b) name of vendor; c) face value; d) sale on Macy’s cards, which I pur-
percent of discount; e) discount in dol- chased at a 15% discount, because I
Are these physical cards? What do lars; f) actual amount paid; g) date had my eye on a suit at Macy’s. The
you actually receive? Gift cards can be used; and h) amount spent (if you did hard part was waiting for the big price
physical or online cards. The website not spend the whole amount). If you drop on the suit. What if it took longer
tells you which one a particular card is. do not use a spreadsheet, you run the than 45 days? CardCash would no
A physical card is mailed to you. An risk of forgetting what cards you own longer be required to make good. I
online card is sent via email, usually a (and wasting more money than you took the chance, and it worked out.
few minutes after your purchase. The saved). But Macy’s would probably make good
card is in the form of a PDF attach- if you could prove that the card was
ment. It looks exactly like a gift card, This all sounds very complicated. Is stolen.
and you can print it or scan it. it worth it? Yes, a small amount of
CardCash also has an app with a wal- learning today will result in a lifetime Conclusion
let, so that you can store your card on of savings. This game can easily save you $1,000-
your smart phone. plus per year for doing very little. This
The Double-Bubble Strategy is another example of spending a little
Yes, folks, it is that simple. You now Sometimes, you can score multiple dis- time to learn some online tricks that
take your gift card to the store and use counts. For instance, instead of paying will save you a lot of money.◆
it as cash. If you are buying online, you the credit price at the gas pump, you
just type in the barcode number. I
98 u www.wherewhatwhen.com u
within the 45 days. After that, you are monitor from Best Buy with a gift card use a gift card, giving you additional
taking a risk. priced at 5%. That means I paid $95 savings. (The 45-day limit on the card
for a $100 gift card, saving $5 on the guarantee makes gift cards ideal for
What are the discounts? As I write, monitor. And it took me only one gas and other items you consume reg-
I can buy cards for the following dis- minute. ularly.)
counts: AutoZone, 24%; Bed Bath and
Beyond, 7.4%; BP, 1%, Coffee Bean (like How do you keep track of what you Like other merchants, the gift card
Starbucks but with a hechsher), 17.3%; own? I strongly recommend keeping a companies sometimes have sales,
Dunkin’ Donuts, 7.75%; Home Depot, spreadsheet of cards you have bought. where you receive greater discounts on
5%; Joseph A. Bank, 15.6%; and LL Have columns for a) date of purchase; certain cards for a few days. I saw a
Bean, 13.75%. b) name of vendor; c) face value; d) sale on Macy’s cards, which I pur-
percent of discount; e) discount in dol- chased at a 15% discount, because I
Are these physical cards? What do lars; f) actual amount paid; g) date had my eye on a suit at Macy’s. The
you actually receive? Gift cards can be used; and h) amount spent (if you did hard part was waiting for the big price
physical or online cards. The website not spend the whole amount). If you drop on the suit. What if it took longer
tells you which one a particular card is. do not use a spreadsheet, you run the than 45 days? CardCash would no
A physical card is mailed to you. An risk of forgetting what cards you own longer be required to make good. I
online card is sent via email, usually a (and wasting more money than you took the chance, and it worked out.
few minutes after your purchase. The saved). But Macy’s would probably make good
card is in the form of a PDF attach- if you could prove that the card was
ment. It looks exactly like a gift card, This all sounds very complicated. Is stolen.
and you can print it or scan it. it worth it? Yes, a small amount of
CardCash also has an app with a wal- learning today will result in a lifetime Conclusion
let, so that you can store your card on of savings. This game can easily save you $1,000-
your smart phone. plus per year for doing very little. This
The Double-Bubble Strategy is another example of spending a little
Yes, folks, it is that simple. You now Sometimes, you can score multiple dis- time to learn some online tricks that
take your gift card to the store and use counts. For instance, instead of paying will save you a lot of money.◆
it as cash. If you are buying online, you the credit price at the gas pump, you
just type in the barcode number. I
98 u www.wherewhatwhen.com u
