People are living longer. Many men can retire at age 65 and have at least 10 to 20 productive years ahead without the yoke of parnassa. Those who were unable to devote themselves to Torah learning because of the need to support their families can now return to the beis medrash. There is ample time, using this golden stage of life, to attempt to acquire the most esteemed accolade: talmid chacham! There are currently structured programs in Baltimore providing opportunities throughout the day for growth in Torah. No longer must we suffice with grabbing a Daf Yomi shiur in the morning and listening to our Rav explain a halacha between Mincha and Maariv.