Driving home from work as usual, you notice a car out of the corner of your eye going through the stop sign. You realize immediately that there is no way you can avoid a collision, and indeed, the car rams into your passenger-side back fender. As you exit the car to deal with the other driver, you thank Hashem that you seem to be unhurt. At the same time, you dread the disruption to your life you know is coming.
Auto accidents can be traumatic, even if you are not injured and even if you are not at fault. Along with the time and inconvenience involved in repairing or replacing your vehicle, there is a most disturbing trend coming out of the auto insurance industry in recent years. That is its attempt to evade properly compensating you for the damage to your car. While not all insurance companies engage in these unfair practices, you should be wary any time you ask your insurance company for an estimate.